Trying to decide what to do

I talked to the adjuster this morning (well yesterday since it is 2 am) and he is going to total the car out.  We wish it wasn’t that way, but it is the way it is.  I inquired about a loan at the credit union and they said that they could not give us a loan at this time.  So now what to do?  Do we buy an inexpensive older car with anything we might get back after our loan is paid off?  What if we don’t get anything back after the loan payoff?  Do we try to get a car through one of those places that says we will get you financed as long as you are working?

Tough decisions . . . . I wonder what Russ has thought about today in regards to the car situation.

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